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The Cutting Table · a common question

Can I pay for my cushions or sofa in installments?

Also asked as:Can I pay in installments?Is there a payment plan?

A good sofa is worth saving for, my friend, but you don't always have to wait to sit on it. Here is how buyers have spread the cost.

Answered by

The Elder of High Point · · Updated

The quick answer

Yes: you can split the payment into installments with Klarna at marketplace checkout, and 18- and 24-month plans were shown on the teddy floor sofa. The workshop points this out on larger sofa orders. Klarna through the marketplace isn't offered in every country; the workshop's own website has installments too, and some buyers arrange financing with their bank.

Cream velvet floor sofa with cobalt blue ends in a white room with a shaggy rug, framed print and plant in a terracotta potSave
A pared-back Scandinavian setting where cobalt velvet is the only strong color.

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Key facts

  • Klarna installments are available at marketplace checkout.
  • 18- and 24-month Klarna plans were shown for the teddy floor sofa.
  • The workshop points installments out on larger sofa orders.
  • Klarna through the marketplace is not available in every country.
  • The workshop's own website offers installment payments.
  • Buyers can also arrange financing with their own bank.

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Have Harlan’s workshop cut this for you

Old upholsterers will tell you the real cutting happens in the conversation, long before the shears come out. Tell the workshop what you sit on, and they will talk it through with you. — Harlan

Leave your details and the workshop will call you to confirm measurements, fabric, foam and piping. No prices, dates or payment on this page: it is a request, not an order.

Fabric · Foam · Pipingwhat the workshop will confirm with you

Fabric
The cover cloth: weave, color and care code.
Foam
The core: its density and thickness set the feel.
Piping
The corded seam edge: matching, contrast or none.
Only for this request: no marketing calls or texts. Outside the US, add the country code.
In inches: length × depth × thickness, plus any angles or cut corners.

* Required. A member of the workshop team will call you to talk it through; nothing is charged and nothing is made until you have agreed on every detail with them.

We use these details only to answer this request and make your cushion: your name and contact details, the cushion details and photos you send, the page you came from and the ad or link that brought you, if any. The workshop that makes the cushions receives them. We don't sell them or share them for advertising, and we delete requests after 24 months. Privacy notice for requests.

Nothing is made or charged until you approve the details.

Want to pick the shape and add photos? Use the full quote form

Spreading the cost of a sofa you mean to keep

A floor sofa that lasts is a bigger number up front, and plenty of buyers ask to spread it. The workshop's answer has been yes, three ways.

The workshop raises it mostly on larger orders, a modular floor sofa rather than a single chair pad. On the teddy sofa, Klarna showed plans of 18 and 24 months.

Which installment plan fits: Klarna, the website or your bank?

RouteWhereWhat we saw
KlarnaAt marketplace checkoutSeveral plans; 18 and 24 months shown on the teddy sofa
Website installmentsThe workshop's own websiteThe route offered when Klarna wasn't available to a buyer
Your bankArranged by youSuggested alongside Klarna

What to check before an 18- or 24-month plan

  • Price the whole order first. The quote checklist says what to send.
  • Look for Klarna at checkout. The plans appear there, not in the quote.
  • No Klarna where you live? Ask about installments on the workshop's website.
  • Rather use your bank? Arrange the financing there; the workshop suggested that route too.

Buy the cushion once, cry once: on a floor sofa, Klarna at checkout showed installment plans of 18 or 24 months.

Harlan Pruitt
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Buyer questions

  1. A common question

    Can I pay in installments?

    The workshop's answer

    Yes, through Klarna, which offers several plans; for the teddy sofa that meant a choice of 18 or 24 monthly payments.

  2. A common question

    Is there any way to pay in parts?

    The workshop's answer

    Use the Klarna option at marketplace checkout, or arrange financing with your bank.

  3. A common question

    Klarna isn't showing up for me. Can I still pay in installments?

    The workshop's answer

    Klarna at marketplace checkout isn't available in every country. The workshop's own website offers installments too.

  4. A common question

    My budget is lower than your quote. What are my options?

    The workshop's answer

    Share your budget. The workshop may meet it, trim the quote, or suggest a smaller standard set, a shorter length or seats without backrests.

Questions buyers ask next

Which orders is an installment plan meant for?

Any order can use Klarna at checkout, but the workshop raises it mostly on larger orders such as floor sofas, where 18- and 24-month plans were shown.

Is Klarna run by the workshop?

No. Klarna is a payment option at marketplace checkout, so the plans you see come from there. The workshop's part is pointing you to it, or to its own website's installments.

Is one long cushion cheaper than several separate pieces?

Usually about the same, since price follows total surface. Separate pieces add sewing and zippers, yet real splits came out equal or slightly cheaper. Cushions around 108 in (274 cm) or longer are made in two pieces anyway.